WHAT WE DO
At Assured Public Adjusters (APA), it is our mission to make sure homeowners and business owners get the maximum property claim settlement you deserve.
Our extensive knowledge of insurance damage appraising, policy interpretation, and industry settlement practices assures that our clients receive a very fair and equitable claim settlement.
The last thing you need, when your world has been turned upside down, is a fight with your insurance company. Let us handle your claim so you can focus on what’s important, confident that someone is representing your best interests.
It is important that we are engaged before you start working with your insurance company, but we can step in during any part of the process, even if the insurance company has stopped negotiating with you. We work on a contingency fee so there is no up-front cost to you – we get paid after the claim is settled successfully.
When do you need an Insurance Claim Specialist?
Call us first, so we can help you immediately when you have damage or loss from any of the following perils and must file an insurance claim:
- Burglary
- Collapse
- Defect
- Explosion
- Fire
- Flood
- Hail
- Ice
- Storm
- Wind
- Water
- Vandalism
- Vehicle into Building
If you have a claim, here are some things you should know:
Residential
- Document your loss IMMEDIATELY! Photograph and video all damages yourself.
- You do not have to use your insurance company’s “preferred service provider” to repair your property.
- Do not let your insurance company place your family in a hotel. You have the option of comparable living arrangements.
Commercial
- Document your loss IMMEDIATELY! Photograph and video all damages yourself.
- Request advance payment from your insurance company so your business is not out of pocket for initial expenses.
- Review your policy with your insurance agent to verify all applicable coverages relevant to your claim.
HOw we do it
We understand that recovery involves more than just physical damages to your property.
Assured Public Adjusters will provide your insurance company with a comprehensive, industry-based, and meticulously detailed loss assessment.
We then work and negotiate with your insurance company to arrive at the maximum claim settlement amount under your policy.
Assured Public Adjuster’s Process
01
Documentation
APA will handle your loss from start to finish. We will measure, inventory, photograph, and document the complete scope of your loss. We will then diligently review and analyze your policy leaving no potential benefit unturned.
02
Negotiation
APA will provide your insurance company with a comprehensive, industry-based, and meticulously detailed loss assessment. We then negotiate with your insurance company to arrive at the maximum settlement amount.
03
Restoration
APA has a network of certified construction and emergency service providers to mitigate and assist in expediting repairs. We will also help find suitable living arrangements for you and your family during the restoration process.
Why we are different
Our experience.
Rob Massof, president of Assured Public Adjusters, LLC, formerly served as a catastrophic property claims adjuster representing over 30 insurance companies in large-loss property damage claims.
After years of working with public adjusters as an insurance adjuster, he realized that most were only pushing paper and that no one was adequately advocating for the policy holders. He founded APA on the principle that everyone deserves fair representation.
Now an advocate for the public, his extensive knowledge of both sides at the negotiating table can make the difference between the minimum amount the insurance company is offering and the maximum settlement you deserve under your policy.
He also makes sure it is done fairly. If during the process, he believes that your insurance company is operating outside the boundaries of fair and ethical claim practice guidelines, he has legal counsel ready to assist in pursuing any bad faith issues that might arise.